Archive for the ‘health care’ Category

During the bi-partisan health care summit at the White House, President Obama made the following anecdote:

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When I was young, just got out of college, I had to buy auto insurance. I had a beat-up old car. And I won’t name the name of the insurance company, but there was a company — let’s call it Acme Insurance in Illinois. And I was paying my premiums every month. After about six months I got rear-ended and I called up Acme and said, I’d like to see if I can get my car repaired, and they laughed at me over the phone because really this was set up not to actually provide insurance; what it was set up was to meet the legal requirements. But it really wasn’t serious insurance.

Now, it’s one thing if you’ve got an old beat-up car that you can’t get fixed. It’s another thing if your kid is sick, or you’ve got breast cancer.

Does Obama not know the difference between the minimum legal requirement of liability insurance and comprehensive coverage?  This becomes a tale of twisted logic and a vivid display of how politicians use stories which sound relevant yet have no correlation based in fact.  Yes, Mr. President not all insurance coverage is equal; understanding exactly what is covered in a policy you purchase is important.  What you cannot do though is purchase a policy and expect it to be something different when you need to make a claim on the policy.  You had a “beat-up old car” which you purchased liability coverage on to meet the minimum legal requirements. Liability insurance covers the damage a policy holder may do to  another person’s car in an accident.  This “beat-up car” did not have comprehensive or collision coverage, which would have covered the damage done to your car. When you buy an auto insurance policy they explain what is covered and most understand this.. one would think that a Harvard grad would understand this basic difference in coverage.  They laughed at you because you were attempting to get full coverage after the fact.  In fact you should have contacted the insurance company of the driver who rear-ended you because their liability insurance would have probably covered your car’s damage.

What Obama failed to understand is exactly what Americans do in fact understand.. what a particular policy means, covers and costs.  Patriots understand the health care boondoggle playing out in Washington will ration care through regulatory panels of disconnected bureaucrats, it will fundamentally change the way decisions are made by doctors and it will further push the federal deficit in to the red.

If this most basic understanding of insurance policies is an indication of your understanding of how insurance works… we are in big trouble.

Directly from the CBO:

This morning the Obama Administration released a description of its health care proposal, and CBO has already received several requests to provide a cost estimate for that proposal. We had not previously received the proposal, and we have just begun the process of reviewing it—a process that will take some time, given the complexity of the issues involved. Although the proposal reflects many elements that were included in the health care bills passed by the House and the Senate last year, it modifies many of those elements and also includes new ones. Moreover, preparing a cost estimate requires very detailed specifications of numerous provisions, and the materials that were released this morning do not provide sufficient detail on all of the provisions. Therefore, CBO cannot provide a cost estimate for the proposal without additional detail, and, even if such detail were provided, analyzing the proposal would be a time-consuming process that could not be completed this week. (emphasis mine)

How long has the administration had to provide a concise and detailed plan to the CBO for budget analysis?  Much like this administrations vague whimsical ideology throughout the campaign season, we have a President who submits an incomplete health care proposal.. void of enough substance that it is impossible for the Congressional Budget Office to make a determination as to the actual cost of his plan.  Again, he morphs in to a blank slate.. people can read the plan and hope that it doesn’t, in the long term, push the United States in to further RED ink.  Who in their right mind makes a major purchase without understanding the cost involved in the decision? Mark my words, the administration will push this plan through, probably through reconciliation, without any consideration of cost or the wishes of the American people.

Lets take a journey back in time, since the administration wants to play shell games with the projected cost analysis.  Cost analysis, even with the best considerations are inherently unreliable and history backs this up.

In 1965, the House Ways and Means Committee estimated that the hospital insurance program of Medicare – the federal health care program for the elderly and disabled – would cost $9 billion by 1990. The actual cost that year was $67 billion.

In 1967, the House Ways and Means Committee said the entire Medicare program would cost $12 billion in 1990. The actual cost in 1990 was $98 billion.

In 1987, Congress projected that Medicaid – the joint federal-state health care program for the poor – would make special relief payments to hospitals of less than $1 billion in 1992. Actual cost: $17 billion.

Isn’t that disturbing?  It sure is to me, especially when the purposed health care insurance initiative regulates and controls 1/6 of the economy.

According to Rasmussen, 61% of the American voters believe that “Congress should scrap the current proposals and start over;”  given this high number it is not surprising that 59% of voters believe that the states should have the RIGHT to opt out of the federal government plan.  Currently 75% of voters are “angry at the government’s current policies.”

Again I ask, what sane and grounded individual makes a potentially life changing purchase without considering the actual cost of said purchase?  Sadly, I think only members of Congress when they can strip the money from not only your pocket, but that of future generations.

With the shenanigans going on in Washington, the “I’m just a blank slate for people to write a monologue on” President,  is this number surprising?

White House Goes on Attack with Lies

Posted by courage On January - 25 - 2010

You Lie

David Axelrod, senior adviser to the President was spotted on TV Sunday saying:

Republicans are “using the filibuster in ways that have never been used before,” and that if they continue to use the procedural tool to block Obama’s agenda, “there will need to be a public discussion about exactly what they’re up to.”

Hey David, I’d like for you to tell me one, just one piece of legislation which has been blocked by filibuster in the last year?  What, you can’t because through the entire first year of the Obama’s administration the Democrats have had a super majority which shut-off any attempt to filibuster.  This is an outright lie.  Obviously you think the American people stupid, you believe we haven’t been paying attention to the shenanigans going on in D.C.; the loose in Massachusetts vividly and without doubt showed that Americans are paying attention and do not like what they are seeing.

“If we don’t move forward and we don’t produce something, the American people are going to believe the caricature that was drawn by the Republicans and the health insurance industry. I think that’s a terrible mistake,” Axelrod said.

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Unions Suck !

Previously I have identified as a card carrying union member, don’t hold this against me; I have no choice in the matter I work in a closed shop.  For years I honestly thought unions were a good thing, protecting workers and such… yet unions are no longer about the average Jane or Joe worker.. they have become big business and are concerned most about the dues they collect and the members they can scrap in to their dismal pension programs.  Last week I wrote about the proposed tax on “premium”  health care packages and how that was going to affect union workers.

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Update at end…

hard hat

“No tax on the middle class,” was the Obama mantra prior to the election.  Did you union, blue collar workers feel all comfy cozy that you would not see more money flushed down the toilet in Washington?  Ha.. little did you know..  buddy you aren’t middle class, you’re one of those in the elite snotty upper class that the real middle class thinks deserves to be hit with increased taxes.  What you only make around $45,000 or $55,000/ year.. tough, Washington needs help paying for their health care reform ( what Senator can we bribe now) legislation.

WASHINGTONPresident Barack Obama signaled to House Democratic leaders Wednesday that they’ll have to drop their opposition to taxing high-end health insurance plans to pay for health coverage for millions of uninsured Americans.

In a meeting at the White House, Obama expressed his preference for the insurance tax contained in the Senate’s health overhaul bill, but largely opposed by House Democrats and organized labor, Democratic aides said. The aides spoke on condition of anonymity because the meeting was private.  (emphasis mine)

Something most union workers do not know.. what does the health care plan you have cost the company?  Hmmm… puzzled?

Here’s a scenario, approximately 8 years ago my union was told by the company that our health care cost them $1,200 per month/ employee which they used as a bargaining chip to lower pay increases.

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Madam Speaker… YOU LIE !

Posted by courage On January - 6 - 2010

House Speaker Nancy Pelosi (D-Calif.) defended Congress’ work on a healthcare bill Tuesday saying the process has displayed historic transparency, just as C-SPAN mounts an effort to open the negotiations.

C-SPAN wrote a letter to congressional leaders Tuesday asking that TV cameras be allowed to film negotiations to reconcile the House and Senate versions of healthcare reform legislation.

But Pelosi said Congress has already been transparent throughout the process.

“There has never been a more open process for any legislation,” Pelosi said at a press conference. (emphasis mine)

How can she even begin to say this with a straight face?  What can only be described as backroom deals which resulted in bribes for key Senatorial votes, that is “transparency?”  Congress believes the American people fools and unable to see through the blatant corruption that now overflows, like a backed up sewer from Washington.

Pelosi also hinted that holding informal negotiations–likely without TV cameras–might be the most practical way to push the legislation through.

“We will do what is necessary to pass the bill,” Pelosi said.

I’m sure you will, including.. additional bribes, threats and guarantees to particular caucus groups which cater to special interests.  Can we say… Immigration reform, instead of actually enforcing the current laws.

Rep. Chris Van Hollen (D-Md.), assistant to the Speaker, said the healthcare bill had been “subjected to unprecedented level of public scrutiny.”(emphasis mine)

And what have the American people been consistently saying the summer?  They don’t want Congress or the administration cramming this insane bill through Congress.  Most recent Rasmussen poll shows, 42% of registered voters are in favor of reform, while 52% oppose.  I would suggest that the public scrutiny is only the accumulated efforts of patriots, who spent countless hours pouring over the legislation and digging through the 2,000 plus page documents;   something that many elected officials did not even bothered to do, before voting in favor of the bill in the House.  Case in point, my own slime ball non-representative Visclosky, whose own office told me you had to be “special,” to read the legislation.

“We don’t even know if there’s going to be a conference committee,” he said, alluding to the likelihood that Democrats will reconcile the two bills behind closed doors.
Pressed on whether C-SPAN cameras would be allowed in negotiations, Van Hollen hedged.

How many time did Obama state that the hearings on health care would be transparent?  He suggested repeatedly all the negotiations would be  carried on CSpan, now we are subject to corruption and special interests groups having a seat at the table , while the voice of the American people is ignored.

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Mr. President and Congress… it is you who are without shame!  The American people see this and 2010 will be the start of the cleaning process to remove the dirt, the shameless and the corruption from Congress.

You Lie

Democrats Health Care Vote Hinges on Immigration Reform

Posted by courage On January - 6 - 2010

alarming-level-of-corruption

Pay-offs and bribes have become the norm for the Democratic controlled Congress.  Where once these shenanigans were perpetrated behind closed-doors, the self-righteous gluttons of the Democratic party are exposing the slime to the light of day.  Make no mistake, previously the GOP have also been party to these shameless vote pay-off schemes.  Yet the overt nature of the “give-me mine” dealings of the Democrats goes to new, never before seen lows.. lets call it historic, since the Democrats seem to embrace this terminology even when describing violations to the United States Constitution.

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Cornhusker Kickback Senator Nelson: “Call Off the Dogs”

Posted by courage On January - 3 - 2010

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Sen. Ben Nelson (D-Neb.) reached out Thursday evening to South Carolina GOP Attorney General Henry McMaster, the leader of a group of 13 Republican state attorneys general who are threatening to file suit against the Senate health care bill, and urged him to forgo any legal action, POLITICO has learned.

According to a copy of a memo sent by McMaster’s chief of staff to other GOP state attorneys general detailing the call, Nelson asked McMaster to “call off the dogs,” a reference to recent threats by the state AGs to file a lawsuit challenging the constitutionality of a Medicaid provision in the bill that benefits Nebraska at the expense of other states.  (emphasis mine)

Isn’t it interesting that questioning the Constitutionality of the health care legislation is considered at threat?  Considering that Congress is required to take an oath to uphold the Constitution, why would the Senator feel concerned enough to contact the Attorney General of South Carolina?  Of course we know what led up this…

Under the terms of a deal Nelson cut with Senate leaders to secure his crucial vote for the health care package, Nebraska would be exempted from having to pay for the coverage of its new Medicaid enrollees—leaving the federal government to pick up the tab. The deal is expected to cost the federal government $100 million over the next 10 years.

It should be noted that the exemption carries no expiration date, meaning that the other 49 states will be picking up the tab forever on all new Medicaid enrollees in Nebraska.  Cornhusker Nelson may have thought this a grand display of his political backroom talents but almost immediately after the Senate vote, Nelson was was shown losing by 31% against any challenger.  Seems that even Nebraskans who would benefit for this slick maneuver were not pleased with this overt misuse of  power.

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